Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
Re: from 501 to 689 in 12 mos.

Thanks for the responses.  I followed members recommendations here and started with 3 secured cards while I worked on my derogs.  2 things that every rebuilder should have is patience and persistance.  Im sure I couldve hit 700's but I'd rather let that last derog fall off.  No sense in poking something that is 7 years old.  The best part other than getting collections deleted was finding out I was eligible for NFCU.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club