Contributor
ricefed
Posts: 116
Registered: ‎02-17-2011
Good BT cards
I'm looking for a good balance transfer card. I just got approved for a csp today so slate is a no go. Are there any other good transfer cards out right now? My Walmart fico is a 690 and I'm not sure about my other two. Aaoa is 2 years with 1 neg that is 4.5 years old. Utilization is about 20%.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
Re: Good BT cards

Citi simplicity 0% bt APR for 18 months

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Good BT cards

+1 and congrats on your approval

Frequent Contributor
birjest
Posts: 351
Registered: ‎09-23-2011
Re: Good BT cards

I was just approved with Simplicity today for 2K. 

11/15/13 EX 685(MY FICO) EQ 657(MY FICO) TU 659 (MY FICO).
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
Re: Good BT cards

Also simplicity gives 5% of minimum payment for each payment more than minimum. Decent reward for not doing much. 

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Contributor
ricefed
Posts: 116
Registered: ‎02-17-2011
Re: Good BT cards

I know citi rejects you for checking and savings if you have a problem on the chex system. Do they reject you don credit cards for that too?

NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Established Contributor
KIPPIE12
Posts: 619
Registered: ‎05-09-2009
Re: Good BT cards

Other great BT cards are Citi TY Preferred----0% for 18mos, and Chase Slate----0% for 15 mos, Discover also-----0% up to 15 mos

Current Score: EQ: 781 TU: 798 EX: 802 (Fico) 8/13
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k

Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
Re: Good BT cards

USAA had 0% balance transfer for 1 years :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Contributor
ricefed
Posts: 116
Registered: ‎02-17-2011
Re: Good BT cards
Thanks for the help everyone. I joined chase at a branch yesterday. After I was approved for the csp card I asked the rep if they have any rules about applying for more than one chase card in one day. She said she thought it was 30 days that's why I said slate was out. Well I decided to try applying online last night just to find out for myself. Well I got the app needs further review line. Called the automated line this morning and it was approved for 6,000 lol. One month ago I couldn't even get a 500 limit freedom card. Two years ago I didn't even have a single credit card or trade line. Anyone wanting to move forward in the credit game all you have to do is read everything on his site and learn. Now I'm going to go jump in the garden lol.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
Re: Good BT cards

Awesome......Congrat,......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k