Re: Chase freedom

jf49rs · ‎02-05-2012

Hi is there a way I can call and ask for a cli I just got approved for the chase freedom but with a limit of 500

Thanks

toiletbowl69er · ‎11-08-2012

jf49rs wrote:
Hi is there a way I can call and ask for a cli I just got approved for the chase freedom but with a limit of 500
Thanks

you can call the recon line and ask them, make sure you have all your financial info straight and a good reason as to why you need more than $500. Worth a shot and congrats!

Capital One Platinum MasterCard | $2,000 | 05/08
Macy's Store Card | $1,500 | 09/09
Chase Freedom Visa | $3,100 | 11/11
Discover It | $750 | 03/12
American Express BCE | $1,000 | 11/12
Chase SP Visa Signature | $8,000 | 12/12

Epcot · ‎10-10-2012

I got approved for a Chase card on monday, called in same day asked for a higher CL and got it. Definitely possible, but as toiletbowl69er mentioned, have your reason and arguments ready!
Let us know how it goes!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

navigatethis12 · ‎01-24-2012

With only being approved for $500, I can't see them being keen to raising it any higher. You can try, but it will be another hard pull. If I were you, I would just wait a few months and try later.

Jutz · ‎05-10-2012

Do you really need a reason for a CL higher than 500? Serious question. Chase is a good bank known for being strict with CC. They should know you can barely use their product with a $500 limit.

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013

2013 Goals:
~~New Car~~
700 Club
~~AMEX Member~~

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800

RonDawg · ‎10-19-2012

Congrats on getting the Freedom

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861

Brian_Trying_700 · ‎09-14-2011

Hard pull on CLI ??

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

MountainHiker · ‎08-07-2012

I think you can get an increase after at lease two payments. They just want to see the account in good standing with a bit of history allbeit short. Hard pull will happen but it might be worth it.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

jf49rs · ‎02-05-2012

Yes it was a hard pull but I receive the discover more with a credit limit of $5500.00 but hey at least I'm IM prime credit cards now!!

And thanks for all your info.

soleilbabe · ‎11-02-2012

I was approved with at $500 limit and called the credit analyst and she told me to apply for a CLI once my Discover card reported b/c I was given $500 only b/c I didn't have any other revolving accounts. So I say wait a few month and then request it.

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13