Re: Good BT cards

ricefed · ‎02-17-2011

I'm looking for a good balance transfer card. I just got approved for a csp today so slate is a no go. Are there any other good transfer cards out right now? My Walmart fico is a 690 and I'm not sure about my other two. Aaoa is 2 years with 1 neg that is 4.5 years old. Utilization is about 20%.

NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500

Jutz · ‎05-10-2012

Citi simplicity 0% bt APR for 18 months

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013

2013 Goals:
~~New Car~~
700 Club
~~AMEX Member~~

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800

Cadillac-XTS · ‎08-20-2012

+1 and congrats on your approval

birjest · ‎09-23-2011

I was just approved with Simplicity today for 2K.

04/24/13 EX 679(AMEX) EQ 650(MY FICO) TU 648 (MYFICO)

Jutz · ‎05-10-2012

Also simplicity gives 5% of minimum payment for each payment more than minimum. Decent reward for not doing much.

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013

2013 Goals:
~~New Car~~
700 Club
~~AMEX Member~~

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800

ricefed · ‎02-17-2011

I know citi rejects you for checking and savings if you have a problem on the chex system. Do they reject you don credit cards for that too?

NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500

KIPPIE12 · ‎05-09-2009

Other great BT cards are Citi TY Preferred----0% for 18mos, and Chase Slate----0% for 15 mos, Discover also-----0% up to 15 mos

nicholasyud · ‎08-13-2012

USAA had 0% balance transfer for 1 years

ricefed · ‎02-17-2011

Thanks for the help everyone. I joined chase at a branch yesterday. After I was approved for the csp card I asked the rep if they have any rules about applying for more than one chase card in one day. She said she thought it was 30 days that's why I said slate was out. Well I decided to try applying online last night just to find out for myself. Well I got the app needs further review line. Called the automated line this morning and it was approved for 6,000 lol. One month ago I couldn't even get a 500 limit freedom card. Two years ago I didn't even have a single credit card or trade line. Anyone wanting to move forward in the credit game all you have to do is read everything on his site and learn. Now I'm going to go jump in the garden lol.

NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500

nicholasyud · ‎08-13-2012

Awesome......Congrat,......