For some reason, which I still need to disprove myself, I figured a cash advance accruing interest daily would end up being more over the course of the next 11 months then a payment with a grace period on interest. Eleven months of daily interest scares me but all in all if I can figure out how to do the math, may end up saving me!
And yes, the cash advance is completely free up to the credit limit and same APR (6.65%) as if I were to make a purchase. By far the best "credit card" I have, only minus a rewards program.
Wells Fargo Rewards ($5,800) / University of Nebraska FCU ($3,000) / AMEX Blue Sky ($3,000) AU / Discover More ($3,000) AU / Chase Freedom ($3,000) AU / Barclay's Apple VISA ($2,000) / Capital One Green Cash ($1,000) / Chase Amazon VISA ($700) / Cabela's VISA ($700) / WalMart Store Card ($500)
