Moderator Emeritus
Posts: 11,160
Registered: ‎12-30-2011
Re: Should I re-open this card? Pls help (newbie)

Welcome to the forums Zig!

 

I've never heard of any lender offering to re-open a card honestly; usually it's a new card so you may not get the old history back on the account.  I think if you want the card, it's worthwhile reopening it; as for the goodwill letters, those may be able to work for you and it certainly doesn't hurt to try.  There's a ton of good information over in the Rebuilding Your Credit forum on them, and it's worth checking out.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


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