Re: Garden Club Meeting - November 2012
11-14-2012 12:19 PM
9 days away from bronze spade. I am oh so excited!
Current Score: 644 EQ 665 EX (12/25/12 lender pull) 635 (Walmart 1/3/13) TU
Goal Score: 760
Goal: no apps until August 2013! Last app: 1/6/13
Take the FICO Fitness Challenge
Re: Garden Club Meeting - November 2012
11-15-2012 09:14 AM
colindidit wrote:can anyone help me getting the seedling next to my name? i copied and pasted it in the sig but its not showing up...is it because i have too much information on there?
See what happens if you align it to the left. Make sure that the code for the graphic is the first line in your siggy, and change the code from "align=right" to "align=left". Yes, there is a lot of info in your siggy, but let's see if this helps.

Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Re: Garden Club Meeting - November 2012
11-15-2012 09:15 AM
webhopper wrote:Inquiry update:
As you guys know (or maybe don't know) I had over 15 inquiries on each report when I first joined the garden club back in april or may.. I stepped out a few times, to do things that made sense financially, refinancing, and financing a car since my favorite car, a Volvo was totalled
So now, I've gone from 15 on each report (19 on TU) to... drumroll....
EX 6 EQ 7 TU 10
I can't wait for the last of the mortgage inquiries to fall off as well as the inquiries from my Feb / March CC apps.
Thanks gardening club
Its nice to be back in the single digits LOL
That's wonderful! It feels great to watch the inqs fall off! Keep up the good work. ![]()

Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Re: Garden Club Meeting - November 2012
11-15-2012 09:32 AM
I'd like to join the garden now! I have my 1 credit card and my car loan, that's all I need right now! I need to sit tight for a few months, at least 4 months.
I have pink gloves with glitter :-)
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
Re: Garden Club Meeting - November 2012
11-15-2012 11:09 AM
This is so embarrassing, I almost accidentally applied... So i was looking at my YTD spend on my Amex Zync, trying to decide if an upgrade to PR Gold was worth it for my spending habits.
I clicked on a button, thinking that I was going to be looking at more card details... and I accidentally got to the application page! all I needed to do was enter the Card Verification Code from my zync and hit submit and I would have apped....
You have arrived at this page using the back button of your browser. This application page session has expired. Please click here to restart the application process. If you are interested in exploring different cards, please click on “CARDS”, located at the top of this page. |
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Re: Garden Club Meeting - November 2012
11-15-2012 02:46 PM
webhopper wrote:This is so embarrassing, I almost accidentally applied... So i was looking at my YTD spend on my Amex Zync, trying to decide if an upgrade to PR Gold was worth it for my spending habits.
I clicked on a button, thinking that I was going to be looking at more card details... and I accidentally got to the application page! all I needed to do was enter the Card Verification Code from my zync and hit submit and I would have apped....
You have arrived at this page using the back button of your browser. This application page session has expired.
Please click here to restart the application process.
If you are interested in exploring different cards, please click on “CARDS”, located at the top of this page.
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Current Score:May 2013: EQ - 752, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13
Take the 2013 FICO Fitness Challenge

