Valued Member
joshy
Posts: 49
Registered: ‎11-13-2012
Capital one executive sucks
[ Edited ]

I have been with capital one for 1 1/2 years with the same CL of  $1500 try calling back door # and no luck so I send them an email yesterday that goes like this

 

 To whom this may concern:

 
Let me start by say thank you for giving me a chance with a credit card a year and a half ago.
I am a current capital one customer, I have a checking account and a few credit card, A sharebuilder account for Stocks with your company, already closed 3 credit card as of today out of anger.
I was looking to change my current credit card ending in 1994 to a venture card I was told that its not possible to do so.
all I'm asking is for a product change on my credit card with a credit limit increase up to $3,500.
so far this year a have charge $8,139.00 on a card that only has a $1,500 credit limit paying my credit cards bills every week
if I'm not a good customer than I guess I will take my business somewhere else 
 
credit cards that I currently have:
 
American Express           $5000. Credit limit
Discover                         $1500. Credit limit
chase freedom                $1500. Credit limit
Amazon chase visa          $1000. Credit limit   
Citi Diamond Preferred     $4000. Credit limit
plus a few store card
 
 
 
will I get the CLI or not...
Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012
Re: Capital one executive sucks

joshy wrote:

I have been with capital one for 1 1/2 years with the same CL of  $1500 try calling back door # and no luck so I send them an email yesterday that goes like this

 

 To whom this may concern:

 
Let me start by say thank you for giving me a chance with a credit card a year and a half ago.
I am a current capital one customer, I have a checking account and a few credit card, A sharebuilder account for Stocks with your company, already closed 3 credit card as of today out of anger.
I was looking to change my current credit card ending in 1994 to a venture card I was told that its not possible to do so.
all I'm asking is for a product change on my credit card with a credit limit increase up to $3,500.
so far this year a have charge $8,139.00 on a card that only has a $1,500 credit limit paying my credit cards bills every week
if I'm not a good customer than I guess I will take my business somewhere else 
 
credit cards that I currently have:
 
American Express           $5000. Credit limit
Discover                         $1500. Credit limit
chase freedom                $1500. Credit limit
Amazon chase visa          $1000. Credit limit   
Citi Diamond Preferred     $4000. Credit limit
plus a few store card
 
 
 
will I get the CLI or not...

Honestly, I'd be turned off by the tone of your email. It sounds very "entitled."


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Valued Member
joshy
Posts: 49
Registered: ‎11-13-2012
Re: Capital one executive sucks

I'm trying I got nothing to loose right....

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
Re: Capital one executive sucks

journey258 wrote:

joshy wrote:

I have been with capital one for 1 1/2 years with the same CL of  $1500 try calling back door # and no luck so I send them an email yesterday that goes like this

 

 To whom this may concern:

 
Let me start by say thank you for giving me a chance with a credit card a year and a half ago.
I am a current capital one customer, I have a checking account and a few credit card, A sharebuilder account for Stocks with your company, already closed 3 credit card as of today out of anger.
I was looking to change my current credit card ending in 1994 to a venture card I was told that its not possible to do so.
all I'm asking is for a product change on my credit card with a credit limit increase up to $3,500.
so far this year a have charge $8,139.00 on a card that only has a $1,500 credit limit paying my credit cards bills every week
if I'm not a good customer than I guess I will take my business somewhere else 
 
credit cards that I currently have:
 
American Express           $5000. Credit limit
Discover                         $1500. Credit limit
chase freedom                $1500. Credit limit
Amazon chase visa          $1000. Credit limit   
Citi Diamond Preferred     $4000. Credit limit
plus a few store card
 
 
 
will I get the CLI or not...

Honestly, I'd be turned off by the tone of your email. It sounds very "entitled."


I agree, the listing of other accounts was not needed.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
joshy
Posts: 49
Registered: ‎11-13-2012
Re: Capital one executive sucks

I want them to know that I have better cards than the one from crapital one 

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
Re: Capital one executive sucks
Well, either way keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Member
joshy
Posts: 49
Registered: ‎11-13-2012
Re: Capital one executive sucks

I will, maybe next i will try the 3x CLI with amex

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
Re: Capital one executive sucks

please delete the last sentence this letter is like a nice nasty letter honestly delete the last sentence.

Valued Member
joshy
Posts: 49
Registered: ‎11-13-2012
Re: Capital one executive sucks

i already send it yesterday and got a phone call today about it and they will let me know 2 to 5 days

Credit Cards:Amex BCE $5K. Amex costco $15K,Chase Freedom $1K, Discover $4K,Discover it $1.7K Cap1 $2.5K, Cap1 $1.5K, Cap1 visa $1K, BBRZMC $300, BNFL $1450, Cap1 $2K. BRCU $1K.chevrom visa $3.3K, toyrus visa $6.3K,walmart DC$2.4k,Gap vs$4k

Store Card.Walmart $3.3K,Amazon $3.5K, Old Navy $4.7K, KOHLS $500, The Children's Place $325. Target $700, Express $1.15K. paypal SC $1.8K, MACYS $2.5k
Frequent Contributor
bostonte
Posts: 261
Registered: ‎10-04-2009
Re: Capital one executive sucks

I wouldn't have listed the other lines because it isn't impressive -- their limit looks to be in line with your other cards.

 

also, what's with the subject? How can it suck if you haven't heard their reply yet?