Valued Contributor
Posts: 1,993
Registered: ‎04-07-2009
Re: Capital one executive sucks
[ Edited ]


I went  to the Capital One web site in order to get a venture card you need excellent credit . Their definition of excellent credit is 


1) You have been 60 days late on any type account in the last year

2) Never declared bankruptcy or defaulted on a loan. ( defaulted is been late)

3)  I have had a loan or credit card with a credit limit of $5000 or more for at least three years.


Do you meet this criteria? The other concern they might have is all the recent credit accounts you have opened recently.





Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011