Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012

cap one has sent me like 7 pre-approvals in the past couple months... 

first for annual fee card 

and then no annual fee with a higher limit whatever that meant. 


im happy with my zync and freedom especially with my aaoa so low now. 

at least in the next couple years if i app for anything non amex my aaoa will take less of a hit with 10 cards vs 3

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000