Re: Should I apply for a 2nd AmEx?
11-15-2012 08:36 PM
I work for a small 501(c)(3) non profit. I am the only employee and answer to the non-profits membership and report to them quarterly. I get reimbursed for expenses for them.
I just applied for and was approved for the SimplyCash® Business Card from American Express OPEN.
I didn't tell me my limit on this card...
Congratulations! You are approved!
Seriously, I need to be in the garden now. Here is the damage in the last few months. In July 2012, I had no revolving credit. Now I have:
Walmart store card, $850, issued August 2012 for $150, auto CLI to $850
Sams Club store card, $800, issued November 2012
AmEx BCE, $2,000, issued November 2012
Paypal Extras MC, $3,000 issued November 2012
AmEx SimplyCash® Business Card, will be issued within 10 days, limit not yet known
DCU Platinum (nice 8.5% interest card), $7,500.00, issued November 2012
Local credit union line of credit, $2,000, issued in October 2012
Local credit union credit card, $1,000, issued in October 2012
Amazon store card, $1900, issued August 2012 for $400, auto CLI to $1,900
Capitol One Secured Mastercard, $1000, issued July/August 2012
Kay Jewlers, $1000, issued August 2012
Citi/Shell store card, $800, issued November 2012
Maverick gas station card, $500, issued September 2012 ("hidden" tradeline)
Sadly, NFCU opened accounts for me and the fraud department closed them with no explination. So, for 2 months I had $7,500 line of credit, $7,500 cash+ visa, $2,500 platnium card. I requested a credit limit increase and they shut them all down and even closed my checking account... that was an odd hump in this journey.
I've paid off every card in full every month...
I am waiting on recon on 3 apps. After that, I think I will start the gardening