Frequent Contributor
Posts: 313
Registered: ‎07-21-2012
Re: Should I apply for a 2nd AmEx?

I work for a small 501(c)(3) non profit. I am the only employee and answer to the non-profits membership and report to them quarterly. I get reimbursed for expenses for them. 


I just applied for and was approved for the SimplyCash® Business Card from American Express OPEN. 


I didn't tell me my limit on this card...


Congratulations! You are approved! 

For your protection, your new Card will be mailed to you at your home address. You should receive your Card within 10 business days.
Your application status and additional information are below. Every Business Card we offer comes with the dedicated support of the American Express OPEN® Team, available online and via phone 24 hours a day, 7 days a week. Let us know if you have any questions – we're happy to help.



Seriously, I need to be in the garden now. Here is the damage in the last few months. In July 2012, I had no revolving credit. Now I have:


Walmart store card, $850, issued August 2012 for $150, auto CLI to $850

Sams Club store card, $800, issued November 2012

AmEx BCE, $2,000, issued November 2012

Paypal Extras MC, $3,000 issued November 2012

AmEx SimplyCash® Business Card, will be issued within 10 days, limit not yet known

DCU Platinum (nice 8.5% interest card), $7,500.00, issued November 2012

Local credit union line of credit, $2,000, issued in October 2012

Local credit union credit card, $1,000, issued in October 2012

Amazon store card, $1900, issued August 2012 for $400, auto CLI to $1,900

Capitol One Secured Mastercard, $1000, issued July/August 2012

Kay Jewlers, $1000, issued August 2012

Citi/Shell store card, $800, issued November 2012

Maverick gas station card, $500, issued September 2012 ("hidden" tradeline)


Sadly, NFCU opened accounts for me and the fraud department closed them with no explination. So, for 2 months I had $7,500 line of credit, $7,500 cash+ visa, $2,500 platnium card. I requested a credit limit increase and they shut them all down and even closed my checking account... that was an odd hump in this journey.


I've paid off every card in full every month...


I am waiting on recon on 3 apps. After that, I think I will start the gardening Smiley Happy