Open 5 credit cards resently
11-15-2012 04:36 PM
Hi how long should I wait before applying for American express? I just got approved for a discover more for $5500, BCU visa card $1000, Papal Master card $1500
walmart card $600.00 chase freedom 500.00and just refinanced my car
How long should I wait to app for a america express card?
Thanks
Re: Open 5 credit cards resently
11-15-2012 04:37 PM
jf49rs wrote:Hi how long should I wait before applying for American express? I just got approved for a discover more for $5500, BCU visa card $1000, Papal Master card $1500
walmart card $600.00 chase freedom 500.00and just refinanced my car
How long should I wait to app for a america express card?
Thanks
Seems like 6 months is the magic number... or maybe 12 months.
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)
what does your scores look like?
11-15-2012 04:40 PM
what does your scores look like?
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.
Take the FICO Fitness Challenge
Re: what does your scores look like?
11-15-2012 05:30 PM
I would wait a good 12 months to let your inquiries go down a bit and for the accounts to report. At this point you may get a higher starting limit therefore at the 61-day mark you can attempt a 3X CLI for even higher. If you attempt too soon you will get stuck with a low limit like some of the cards you just posted instead of a higher limit for having less inquiries and a higher AAoA.
Current Score: EQ 692 | TU 730 | EX 702
Goal Score: 750 (Across All 3)
Take the FICO Fitness Challenge
Re: Open 5 credit cards resently
11-15-2012 05:53 PM
Starting Score: TU:650 - EQ: 672Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
Re: Open 5 credit cards resently
11-15-2012 09:24 PM
jf49rs wrote:Hi how long should I wait before applying for American express? I just got approved for a discover more for $5500, BCU visa card $1000, Papal Master card $1500
walmart card $600.00 chase freedom 500.00and just refinanced my car
How long should I wait to app for a america express card?
Thanks
Does that one give you a special discount at the Vatican? LOL
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
