Valued Contributor
Posts: 2,682
Registered: ‎07-29-2009
Re: What is the best 5% cash back card out there.

RyVision wrote:


Discover is great, esp if you can use things from "Shop Discover" (Which I found I can and have saved quite a bit that way).  So I'm rather impressed by Discover More since getting it.  Some discounts on there come in handy.


Chase is about as good though I don't use any Chase online shopping partners.


PenFed is good for the 5% cash back if paid at the pump, though they changed that card and I don't think anyone can apply for it anymore, the cash back is automatically applied to the balance each month.  Have not switched to the new card as of yet.  They are also a bit harder to get than most.


I recently got the PenFed cash back card. You can choose between their "rewards" card or their cash back version.  We get a statement credit each month that effectively pays for a tank of gas. Very nice card.

I also use the 5% Discover categories.