This is a smaller bank and they aren't on the backdoor sticky thread.  Since my credit sucks and hence the reason for applying for a secured card I doubt anything I could say/do would get me a recon so I guess I will just wait to see what happens.  If nothing else I can always get a 2nd secured card with USAA but wanted to have a little more diversity by having my secured cards at different lenders.  (even though USAA is a better deal as far as AF & interest rate goes)