Established Contributor
cashnocredit
Posts: 1,025
Registered: ‎07-18-2009
Re: 7-10 message on secured credit card app

IIRC, I had to wait for an approval letter from both secured cards I opened so it doesn't indicate a decline. I think to just make sure whatever deposit is used to open the card clears with enough time to discover fraudsters. They also can add time before payments reduce available credit. At least the first month or so.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k