Wow. So many increases...

I'm scared to call. Card is only a month old and recently pif. :\  They'll probably decline me...

Wallet: Capital One Platinum - $1000, Amazon - $1400, Walmart - $1000, Discover It - $1000, Chase Freedom - $500
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!

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PleioneG wrote:

Wow. So many increases...

 

I'm scared to call. Card is only a month old and recently pif. :\  They'll probably decline me...

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PleioneG, mine is two months old and I just paid my first bill (PIF). Worth a try...they can only say no. Look at all the increases here...not like a new app, just an increase. Good luck!

Others with similar scenarios were successful. It's worth a try

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Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

Thought I would join the party. Called the back door number and requested a CLI from 1800 to 5000. Asnwered questions about my income and a few minutes later it was approved.

Thanks GE!

WELCOME and what anice party it is. Congrats to you too

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Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

wohhooo!!! just an update...i went ahead and requested a CLI from 600 to 2000 having had the card for 3 months and got approved!!!! thank you GE and for all who told me to go for it even though i was afraid of getting declined!!!!

i think people should also post other limits and income. 

obviously walmart wouldnt give someone a 10k limit with 15k reported income. 

for me it was 

last highest limit 3.5k 

income is 32k a year sole (family but wasnt asked is about 110k)

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000

No increase for me. Maybe I asked for too much. Said 2,000. I wonder if I should call back and ask for only 1,200. Guess I'll have to wait until the account is at least three months old. Grats to everyone else!

Wallet: Capital One Platinum - $1000, Amazon - $1400, Walmart - $1000, Discover It - $1000, Chase Freedom - $500
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!

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PleioneG wrote:

No increase for me. Maybe I asked for too much. Said 2,000. I wonder if I should call back and ask for only 1,200. Guess I'll have to wait until the account is at least three months old. Grats to everyone else!

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call back in a few weeks or a month... if you call back too soon, they'd know that you just asked for an increase ... that's what happened to me.... i guess they can see CLI requests... try again before christmas, they might approve it...

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Cap1:$3.5k/Cap1:$2.5k/Freedom:$5k/Slate:3k/BCE:$1k/ZyncSL/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$1.5k

Tried again just to try for a small increase and still declined.

I'll try again in late December early January.

Wallet: Capital One Platinum - $1000, Amazon - $1400, Walmart - $1000, Discover It - $1000, Chase Freedom - $500
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!