Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
Re: Cleaned up report and need recommendations :)
[ Edited ]

KausticRage wrote:

I would LOVE to get in with Amex but I'm a little hesitant.  Any recommendations on which charge card I should app for?  The backdating to 2012 would be awesome and my annual salary is $73K.  I'm reading that the Green would be a waste of time and PRG would be better but wouldn't the Green be easier to get?

The criteria for charge cards are all about the same... maybe a little tougher for Platinum.  I think PRG would be a good goal, and considering your EX Fako score, you have a good shot at it.   My FAKO was 713 when I picked up my Amex Charge Card


also going to mention that Amex is income sensitive... so definately your income is a solid positive 

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge