Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
Re: Citi Forward 5% ?
[ Edited ]

Couple redemption methods,

 

* Amazon Shop With Points  --> 0.8%/4% return

Use your TY points on Amazon, similar how Chase Amazon works.

 

* Redeem it for gift card ---> 1%/5% or 0.8%/4% return

I get 1:1 redemption ratio but some people reported 1:0.8 instead

 

* Student loan or mortgage payment ---> 1%/5% return

Use TY points to pay loans. You call in and ask Citi to mail a check to lender. 1:1 redemption ratio.

 

* Buy airline tickets ---> 1%/5% return

Use TY points to buy tickets through Citi's online portal. 1:1 redmeption ratio

 

* Cash/Statement credit ---> 0.5%/2.5% return

Avoid this if possible. 1:0.5 redmption ratio.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)