Re: For all my fellow Gardeners....

LesWH · ‎10-11-2012

What is going to be the first card you app for when you come out of the garden? For me, it's going to be the Chase Sapphire Preferred.

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014

HiHiHiHiHiHi · ‎07-21-2012

Barclays Ring, Chase Sapphire Preferred or Amex BCP.

Cadillac-XTS · ‎08-20-2012

CSP

trumpet-205 · ‎11-11-2010

Honestly I think I'm done as far as getting another card. I might get Chase Sapphire and replace my Citi Forward to consolidate UR points, but that's still debatable. Maybe Capital One Cash Reward to replace BofA Travel Rewards, but that is only if Capital One adopts EMV.

I'm going to work some CLI and cut down some cards (have a little too much).

Jutz · ‎05-10-2012

Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013

2013 Goals:
~~New Car~~
700 Club
~~AMEX Member~~

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800

nicholasyud · ‎08-13-2012

Jutz wrote:
Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card

I wont apps for anytihng until my score went somewhere around 700.

I all set for now after 4 brand new cards.But....

US+ 5%o
Discover
Citibank Signature.

bbb3601 · ‎01-26-2012

Next summer I plan to app for the Ring and a Discover.

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.

creditnocash · ‎07-23-2012

the one i app for?

but really.

ughh costco true earning/ and or bce.

hoping a jan app for full backdating privliges.

other then that just higher limits on my current cards.

but with an annual income of 32k how much credit can you have? currently im at 15k in aval credit. with a dti of like 2% no house or anything like that though.

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

Epcot · ‎10-10-2012

I just left the garden this week. Got approved for the Disney Chase visa and the Walmart store card.

Walmart didn't even HP me, I just finshed the pre-approval form on the application website and got approved for $700.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

Repo-ed · ‎02-09-2012

my local CU CC, Amex PRG, and SWA RR Visa - Jan 13

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge