Regular Contributor
Posts: 178
Registered: ‎09-12-2012
Re: For all my fellow Gardeners....

Mortgage first! Then, we'll see. I try not too think too ahead for fear of the temptation. I'm a year or less shy away from a mortgage and I have to keep my eye on the prize.
Regular Contributor
Posts: 156
Registered: ‎07-11-2012
Re: For all my fellow Gardeners....

Definitely not venturing out of the garden until debt close to gone! I'm hoping to be in a solid situation by mid year '13... been eyeing Amex Platinum, strictly for benefits(... I usually fly swa and purchases on SW RR would make more sense. I know it's not smart to have 2 annual fee CCs let alone 1, so more likely the BCE to replace Zync at some point.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
Re: For all my fellow Gardeners....


2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
Posts: 669
Registered: ‎11-13-2012
Re: For all my fellow Gardeners....

My debts only a little over 4000 right now so I'll be in good shape next year.just waiting for inquiries to fall off

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
Posts: 530
Registered: ‎11-17-2012
Re: For all my fellow Gardeners....

Effective 11/15/2012:  I've planted my bulbs for Spring (new accounts) settled down for a nice Winter nap (whittle down current debt) , and waiting for my flowers to bloom (credit score).




~ Heaven won't have me...Hades is afraid I'll take over ~