Senior Contributor
jsucool76
Posts: 3,608
Registered: ‎12-11-2011
Re: Should I close a credit card I just opened?

webhopper wrote:

Lexi0000 wrote:

I applied for the BOA travel reward couple of days ago and it's already reporting, but I just realized it's not reporting the limit! I dt want a card that's not reporting the credit limit.

 

How bad is it going to affect my credit?


Call customer service and ask to be downgraded to a Non-Signature version of the card.


+1

 

It isn't reporting your limit because it is up to each lender whether to report a limit on a flexible spend (VisaSig/WorldMC NPSL) account. 

 

Be aware if you downgrade to the platinum (or plat plus, w/e BoA calls their stuff) you will lose some benefits the sig version carries, like NPSL, the concierge, stuff like that