New Member
Posts: 3
Registered: ‎06-15-2012
How do I get Citi card to lower my interest rate?

I have paid my Citi card on time and paid more than the minimum for 6 months.  I would like them to lower the interest rate so I can get this paid off more quickly.  I called them today and because I have had no trouble make the minimum and have even paid more, they won't lower it.  They asked if my employment situation has changed where I would have trouble paying the current minimum.  My answer was no.  The rep said unless I can't make the minimum or have an employment change, they can't lower the rate. I even spoke to a supervisor.  Any backdoor numbers or have any of you BTDT that have advice?   

FICO Score 6/15/2012 TU631 EQ 633