Established Contributor
Posts: 619
Registered: ‎06-18-2007
Re: How do I get Citi card to lower my interest rate?

Sorry, but in my experience I don't think they care.   I don't think they want to lower rates for anyone, and they seem to want to cut limits rather than raise them.  They haven't done either of these things to me, but I got in with a 0% for 21 months balance transfer offer, and as soon as I transferred one balance and was ready to do another one, they revoked my ability to do balance transfers and would not tell me why.  I don't see them as being very customer-friendly.

Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.