Re: How do I get Citi card to lower my interest rate?
11-17-2012 01:58 PM
Sorry, but in my experience I don't think they care. I don't think they want to lower rates for anyone, and they seem to want to cut limits rather than raise them. They haven't done either of these things to me, but I got in with a 0% for 21 months balance transfer offer, and as soon as I transferred one balance and was ready to do another one, they revoked my ability to do balance transfers and would not tell me why. I don't see them as being very customer-friendly.
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.