Re: Tested my GE Holiday theory with Lowe's CLI!
11-17-2012 02:52 PM
Yea, within 30 days the online or with a csr cli will typically decline due to time at current limit. Thats simply a strategy review. A underwriter will review based upon lending guidelines. All I meant was banks cant set specific lending guidelines because of the holidays -- that would mean they were discriminating against those who didnt celebrate that particular holiday. :-)
You don't have to celebrate the holiday to take advantage of limit increases or whatever specials are offered...
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