Re: For all my fellow Gardeners....

EandK23 · ‎09-12-2012

+1

Mortgage first! Then, we'll see. I try not too think too ahead for fear of the temptation. I'm a year or less shy away from a mortgage and I have to keep my eye on the prize.

Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

jm00ser · ‎07-11-2012

Definitely not venturing out of the garden until debt close to gone! I'm hoping to be in a solid situation by mid year '13... been eyeing Amex Platinum, strictly for benefits(... I usually fly swa and purchases on SW RR would make more sense. I know it's not smart to have 2 annual fee CCs let alone 1, so more likely the BCE to replace Zync at some point.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 0/1.5k (7\06)
Citi Thank You World MC 3350/7.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 0/3.8k (9/11); Chase Southwest RR Premier Visa Signature 3550/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)

armbenderc · ‎09-11-2012

AMEX BCE or BCP

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)

colindidit · ‎11-13-2012

My debts only a little over 4000 right now so I'll be in good shape next year.just waiting for inquiries to fall off

SisterGirl · ‎11-17-2012

Effective 11/15/2012: I've planted my bulbs for Spring (new accounts) settled down for a nice Winter nap (whittle down current debt) , and waiting for my flowers to bloom (credit score).

SisterGirl