Cap1 never gives CLIs unless you call the EO...and I would never pay creditone for a CLI......I would just garden, and apply for a new card whenever you feel comfortable. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.

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ac921ol wrote:

 

I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.

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Does it really seem reasonable to pay $20 for every $100 CLI? They probably charge the $20 to your card anyways, so you end up with an $80 increase in available credit...lol 

And EO is executive Office. How old is your cap1 card, and what are your scores like? 

Any Negs? 

Edit: Also your GAP card is a GECRB card...how old is it? Have you tried for a CLI with them? It is always a SP and they are known to be very generous. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

I recieved an unsolicited CLI from Crap! about a year ago. It was after a car loan.

Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 10/24/12

my GECRB is from Sept 2009 $600 limit never asked for CLI

cred1 is from Jan 2008. $850 limit 

cap1 is from July 2008 

I haven't inquired in years for another card 

I have one collection

date assigned March 2010 

$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me. 

Since the CC ACT these CCC will find a way to make up the fees the once charged initially

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ac921ol wrote:

my GECRB is from Sept 2009 $600 limit never asked for CLI

cred1 is from Jan 2008. $850 limit 

cap1 is from July 2008 

 

I haven't inquired in years for another card 

 

I have one collection

date assigned March 2010 

$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me. 

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Call up and ask for a CLI on your GAP card. Doesn't hurt to try.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL