Hey guys
So two days ago (when I thought I would be going on vacation in the near future) I applied for the Chase Sapphire card for the 10,000 sign-up bonus. Though I know the Chase Sapphire Preferred is the better deal, I really can't forsee me spending $3000 in the first 3 months, or willing myself to spend it on gift cards i'll "eventually" use. Plus I don't want to go through the whole rigamoro of downgrading/cancelling the card to avoid the annual fee. I already have a Chase Freedom with some UR points so that's the reason why I decided to go for the Sapphire. I've been wanting a real travel card anyways! Even if I get declined, I've secretly been wanting the Capital One VentureOne, so it's not the biggest deal in the world!
After applying, I received the "your application must be further reviewed..." and calling so far to check the automated status gives me the same thing, you're being reviewed, you'll get a response in approximately 2 weeks.
Anyone have any advice/input on whether or not I'll be approved? My signature has my cards so far. Here's also some additional info:
AAoA 1 year 7 months
Oldest Account 2 years 5 months
Utilization 4%
Likely pulled Experian, 4 credit inquiries, 2 recently from August
100% Payment History, no baddies
Also have a Student loan at about $14,500, deferred
Annual Income $116,400
