New Member
Posts: 5
Registered: ‎11-17-2012
Re: Tested my GE Holiday theory with Lowe's CLI!


for Walmart Discover backdoor, i called 888-245-0625 (got it from some forum yesterday here). it worked pretty well as I got a 4x CLI after 3 months of use. I PIF all these months. my details: % utilization 25%, AAOA 4y6m, no late no baddies (similar story for TU and EXP). only EQ has my Auto and personal loans from my local CU reporting - its score is lower. Good Luck with your CLI requests.


FNB is pretty good to me. I requested it in July (EX at that time is aroun 735) and got CL of 6000 with BT offer of 0% for 9 months. waiting to see what happends to the CLI i put today.

2005: all scores ~500 (settlements, late, collections)
2010: ~600; 2011: ~650;
Nov 2012: 781-EX (Premier Credit Manager Plus); 732-Walmart FICO; 687-EQ DCU; 782-TU ( and CreditKarma)