I reckon you will get it since your file and income are decent. Having a card with them for a year will also help you in getting the approval. In my experience, whenver the status line gives the "in two weeks" line, it means you will be approved. You could try ringing them to have the application processed in real time, but you should have nothing be concerned about.

I've been reading the forums and seen this concensus, but still wasn't sure since a lot of the approvals were usually from people with much longer credit histories, though varying "baddies" (e.g. too many cards from Chase, previous late payments, large number of credit inquiries). Also have seen the few and far between with people with 800's getting denied, but I'm sure if they recon'd could've got it. So thanks!

EQ FICO 727 Credit Karma (TU) 6/12/13 758 Transrisk 6/12/13 830/990 CreditSesame (EX) 6/4/13 770 Credit.com (EX) 6/13/13 747 FICO Estimate 750 Vantage 3.0 Estimate 727

Sounds like you'll be approved. If you don't hear anything in another two days or so, try one more call. I got a 7 to 10 day message, called after 3 or 4 days, and while the initial rep I spoke to didn't have an answer, she transferred me to a very nice guy who asked a few questions, then put me on hold, then said I was approved.  Best of luck.

You might have already maxed out Chase's internal limit. Chase considers the total amount of credit you have with them, not per account basis. You already have $7,000 Chase Freedom in your hand. It is possible that Chase does not feel comfortable extending any more credit to you.

Call the backdoor number. If needed offer to transfer a portion of CL from Freedom to Sapphire.

Saphhire is not a travel card (3% FTF and no bonus spending on travel). BofA Travel Rewards will be better than VentureOne, since former has EMV and better reward payout (3X if buying tickets through BofA, 1.5X otherwise).

Adding on to the discussion, I just applied for the preferred and also got the two weeks message

Utilization: 3%

AAoA: 8 mo

Income: 57K

Oldest Account: 1 Yr 8 Mo

Paying Car loan since May 12

100% on time

5 inq, recent card on 10/1

Here's to both of us making it in!

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)
TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Best of luck, toful! Just called the auto app line again, still same message then again it is a Sunday!

EQ FICO 727 Credit Karma (TU) 6/12/13 758 Transrisk 6/12/13 830/990 CreditSesame (EX) 6/4/13 770 Credit.com (EX) 6/13/13 747 FICO Estimate 750 Vantage 3.0 Estimate 727

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daybreakgonesXe wrote:

Best of luck, toful! Just called the auto app line again, still same message then again it is a Sunday!

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Call the backdoor number. There is no point to call the status line. Chase usually denies people if you don't talk to its credit analyst.

I was going to, but since I'm not going on vacation in the near future I don't mind one way or another if it gets approved or declined whilst in purgatory, especially since I wanted the Capital One VentureOne instead for no annual fee travel. Was just wondering what the chances were! I actually planned on gardening for a while until a majority of my inquiries drop off! Thank you though!

EQ FICO 727 Credit Karma (TU) 6/12/13 758 Transrisk 6/12/13 830/990 CreditSesame (EX) 6/4/13 770 Credit.com (EX) 6/13/13 747 FICO Estimate 750 Vantage 3.0 Estimate 727