Re: Tested my GE Holiday theory with Lowe's CLI!
11-17-2012 08:41 PM
I had WM Discover for 3 months with initial CL of 1100; called the backdoor number and requested a CLI to $5000 - approved with a SP (hopefully). I do not have any other GE bank cards - I am trying hard not to go get Lowes and Amazon ![]()
also requested a CLI from FNB Omaha (I know they pulled Experian in July when I opened it with 6K limit) - got the standard response of wait for 3-5 days. anyone know backdoor numbers for FNB of Omaha?
2010: ~600; 2011: ~650;
Nov 2012: 781-EX (Premier Credit Manager Plus); 732-Walmart FICO; 687-EQ DCU; 782-TU (TU.com and CreditKarma)
Re: Tested my GE Holiday theory with Lowe's CLI!
11-17-2012 08:46 PM
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: Tested my GE Holiday theory with Lowe's CLI!
11-17-2012 08:51 PM
Duncanrr wrote:
What do u think about FNB Omaha? I got a preapproval from them. Also, someone send me good GE backdoor number, ill try them and see how my luck is running.
GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)
Found on a sticky above.
Re: Tested my GE Holiday theory with Lowe's CLI!
11-17-2012 09:00 PM
Duncanrr,
for Walmart Discover backdoor, i called 888-245-0625 (got it from some forum yesterday here). it worked pretty well as I got a 4x CLI after 3 months of use. I PIF all these months. my details: % utilization 25%, AAOA 4y6m, no late no baddies (similar story for TU and EXP). only EQ has my Auto and personal loans from my local CU reporting - its score is lower. Good Luck with your CLI requests.
FNB is pretty good to me. I requested it in July (EX at that time is aroun 735) and got CL of 6000 with BT offer of 0% for 9 months. waiting to see what happends to the CLI i put today.
2010: ~600; 2011: ~650;
Nov 2012: 781-EX (Premier Credit Manager Plus); 732-Walmart FICO; 687-EQ DCU; 782-TU (TU.com and CreditKarma)
Re: Tested my GE Holiday theory with Lowe's CLI!
11-17-2012 09:04 PM
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: Tested my GE Holiday theory with Lowe's CLI!
11-18-2012 05:16 AM
Chevula_pilli wrote:I had WM Discover for 3 months with initial CL of 1100; called the backdoor number and requested a CLI to $5000 - approved with a SP (hopefully). I do not have any other GE bank cards - I am trying hard not to go get Lowes and Amazon
also requested a CLI from FNB Omaha (I know they pulled Experian in July when I opened it with 6K limit) - got the standard response of wait for 3-5 days. anyone know backdoor numbers for FNB of Omaha?
Congratulations!!!
NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum
GC Challenge: App Free since 1/8/13. No more apps til 2014
Re: Tested my GE Holiday theory with Lowe's CLI!
11-20-2012 05:22 AM
Chevula_pilli wrote:Duncanrr,
for Walmart Discover backdoor, i called 888-245-0625 (got it from some forum yesterday here). it worked pretty well as I got a 4x CLI after 3 months of use. I PIF all these months. my details: % utilization 25%, AAOA 4y6m, no late no baddies (similar story for TU and EXP). only EQ has my Auto and personal loans from my local CU reporting - its score is lower. Good Luck with your CLI requests.
FNB is pretty good to me. I requested it in July (EX at that time is aroun 735) and got CL of 6000 with BT offer of 0% for 9 months. waiting to see what happends to the CLI i put today.
That number is actually for Chase not Walmart.
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge

