Valued Contributor
Posts: 1,959
Registered: ‎01-24-2012
Re: Lowest APR on Rewards Cards

Chase Ink Classic is 10.24%, PNC Cashbuilder Visa Signature is 12.99. Most I have are at 20 or over if I recall correctly. I care more about the limit than the rate.


Benton wrote:

Why tolerate lenders willing to charge you such high APRs?

Most people don't carry balances so rates aren't important. If people do plan to do it, they would be somewhat mad to do it on a rewards card, instead of a card made for carrying a balance.