AMEX adding AU - prompt Account review?
11-15-2012 04:04 PM
Ive been thinking about adding my little sister to Zync card so she can use if an emergency comes up. Also, Im now eligible for my 61st day CLI request but the last SP they did on me was Oct 18 (my score was lower then due to 90% UTIL reported on Cap1 card that has since been PIF). If I add my sister to my Zync as AU (or whatever AMEX calls them) will it prompt them to do a SP review of account? I would like them to do this so I can request my CLI.
Does anyone have any other suggestions for getting AMEX to update its SP of my CR?
Thanks,
Duncan
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: AMEX adding AU - prompt Account review?
11-15-2012 04:25 PM
FYI, the 61 day CLI is on my Delta Gold card
no on my NPSL Zync.
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: AMEX adding AU - prompt Account review?
11-15-2012 07:27 PM
I would think if anything they would SP your sister, not you, although I don't know if they're allowed to do that
You could try using the amex pre-approval tool, although I'm not sure how that works for current cardholders.
Re: AMEX adding AU - prompt Account review?
11-15-2012 07:40 PM
jsucool76 wrote:I would think if anything they would SP your sister, not you, although I don't know if they're allowed to do that
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You could try using the amex pre-approval tool, although I'm not sure how that works for current cardholders.
Its buggy as hell. Ever since I got my AMEX again it really doesnt work. It just keeps asking me to login to see offers.
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: AMEX adding AU - prompt Account review?
11-15-2012 08:38 PM
Duncanrr wrote:Ive been thinking about adding my little sister to Zync card so she can use if an emergency comes up. Also, Im now eligible for my 61st day CLI request but the last SP they did on me was Oct 18 (my score was lower then due to 90% UTIL reported on Cap1 card that has since been PIF). If I add my sister to my Zync as AU (or whatever AMEX calls them) will it prompt them to do a SP review of account? I would like them to do this so I can request my CLI.
Does anyone have any other suggestions for getting AMEX to update its SP of my CR?
Thanks,
Duncan
No it wouldn't to my knowledge. Amex updates their SP's roughly every two months (sometimes every one month for new customers as I have heard) and they do it on their own timeframe. Presumably you'll get a fresh SP roughly the same time as your 61st day under either scenario.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
Take the FICO Fitness Challenge
Re: AMEX adding AU - prompt Account review?
11-15-2012 08:51 PM
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: AMEX adding AU - prompt Account review?
[ Edited ]11-18-2012 05:28 PM - edited 11-18-2012 05:35 PM
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: AMEX adding AU - prompt Account review?
11-18-2012 07:48 PM
It tells me the same thing when I try to see about pre approvals
Current Score: 670
Goal Score: 700
Take the FICO Fitness Challenge
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Re: AMEX adding AU - prompt Account review?
11-18-2012 08:04 PM
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
