Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012
Re: Balance Transfer

you could just use cash for everything =) 

 

as for your score and or util. 

if your not applying for anything it shouldnt matter. 

if your cards are maxed out for 3 months and then pif your score will recover once they update. 

Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6400
Citi Diamond Preferred$6000
Citizens Mastercard$7000