Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: Balance Transfer

you could just use cash for everything =) 

 

as for your score and or util. 

if your not applying for anything it shouldnt matter. 

if your cards are maxed out for 3 months and then pif your score will recover once they update. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000