Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
Re: Barclays Apple Card CLI Request

I'd wait and hold on to the card for 6 months or so. See wher your credit is at that point, see what other limits you have at that point and then since you will have built a relationship with them, see if they would be willing to give you a CLI without the HP.


Since they want to do another HP it probably means you were boarderline for the card the begin with and they are looking to pull another credit report than the one they did for your app. Barclays has a twitchy finger, I wouldn't want to do anything that is outside the norm with them or give them an opportunity to see anything outside the norm.


Wait and see if they give you anything, if not wait 6 months - a year and see if they will do it with a SP.

Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three