Re: Citi 6 Month CLI
11-19-2012 11:53 AM
We're you at 6 months?
Yup. More like 9-10 months, actually.
I applied late January/early February for my Citi Dividend.
There seems to be conflicting things from Citi...I asked them today about the website pull, and the guy told me that they don't know if its a soft inquiry or a hard inquiry untl its submitted. If they give you a "preapproved amount" then its a soft, but if you get the "we'll let you know in 30 minutes" it will be hard, and I'm assuming a denial as well. So now i'm nervous about the love button. I read somewhere else that some people received an email saying they were eligible, and others said they saw it pop on their main account page. I don't know how true that is, but i'm a little weary. I might just avoid the whole thing and wait and see if an auto CLI ever happens...I don't want to ask for a certain amount taht isn't preapproved, and then have to have a hard inquiry for nothing.