Contributor
brainysmurf
Posts: 89
Registered: ‎03-19-2011
I caved on Discover Pre-Screened offers

Discover's been sending me offers since my mortgage reported (almost a year now) I got one yesterday that seemed great. 14 months of 0%, and 9.9 after. 

 

Obviously those are the advertised 'best' rates, so I'm not sure what I'll actually get. I was looking at the 0 to maybe stretch out buying a MBP. My application was approved, but I have no idea what the terms are... APR / limit / intro period length. 

 

It's so hard to resist the urge to call in and find out the details. I want to come of as nonchalant; like I could take it or leave it...

EX / EQ / TU FICO
Start: ? / 633 / 621 March 2011
Current: 751 / 760 / 750 (PSECU, SW, QM)
My Wallet: Fidelity Amex 5k, NFCU CashRewards 10k,
SD: Barclays Apple 1.2k, Amex Zync NPSL, HomeDepot 1.2k