newportguy wrote:BEWARE of First Premier !!!!!!!!!!
The two credit cards come with an astronomical interest rate: 49.9% the first year, with the possibility of a minor reduction to 39.9% thereafter. For comparison, the industry average for those with poor credit is 23.95% – less than half of the Aventium/Centennial’s. First Premier is notorious for its high interest rates: previous iterations of the Aventium and Centennial came with 79.9% and 59.9% APR’s, but were yanked after public pressure.
The average APR for those with poor credit is 24%? I got really close to that on my Visa Signature card 
---> HiLine's personal finance blog - Follow my journey! 
-Taking a break from the forums from 4/23/2013
