Re: Wow, I got a preapprova
11-28-2012 10:00 PM
BEWARE of First Premier !!!!!!!!!!
The two credit cards come with an astronomical interest rate: 49.9% the first year, with the possibility of a minor reduction to 39.9% thereafter. For comparison, the industry average for those with poor credit is 23.95% – less than half of the Aventium/Centennial’s. First Premier is notorious for its high interest rates: previous iterations of the Aventium and Centennial came with 79.9% and 59.9% APR’s, but were yanked after public pressure.
The average APR for those with poor credit is 24%? I got really close to that on my Visa Signature card
all of my store cards have an apr of 23%+ i only let my best buy report since it has 0% financing and all others might report one month but get pif so no interest paid.
my two citizens cards (right now) one has 0 for the first year not sure whats after and the second is 17.99%
chase freedom is 0 until 11/13 and then 22
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000