Frequent Contributor
Posts: 476
Registered: ‎10-29-2012
Re: Chance of getting approved for the BCE?

Like trumpet suggested, apply for the Delta and then PC it, and make sure to keep your history good with them. Amex will most likely pull EX for any card you apply. But I would say in general they would expect 1-1.5 years of history and card use before granting you the BCE. That was the reason that Chase gave me for denial (they wanted to see some more established accounts before they give me a card, they haven't seen the 3 I have applied and gotten accepted for yet, my goal is to try in May for it). I have 4 cards and I think it is more then enough for me for now. 

Bank of America: Cash Rewards.-1,500. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2.5k. 10/27/12 (Increase 6/1/14, CLI in May of 2015). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.