SnackTrader wrote:
brother7 wrote:
Pghmg wrote:
My goal is to qualify for my first mortgage by the summer of 2013.
With a current score of 560, you've got quite a ways to go to get a good rate on a mortgage. Instead of focusing on optimal number of cards, focus on clearing the baddies off your CRs.
I hate to be blunt, but rate isn't the biggest worry with a 560 score - approval is. I have never seen anyone get approved for a mortgage with a 560 score.
+1. You really need to work on your scores if you want a mortgage in 6 months. 560 is downright horrible.
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