Contributor
pat0812
Posts: 91
Registered: ‎09-10-2012
AMEX Question

Hello, i have only 6 months history

i have a walmart card, wells fargo, capital one and amex gold charge card

 

 

I want to apply for a car loan in january, i just got my first fico score this month (you can see them in my signature)

 

Should i first apply in january for an amex revolver so it could be backdated to january 2012 and make my history look like it's 1 year old ? will that help me? will my history actually become 1 year old ?


Starting Score: EQ 683 TU 714
Current Score: EQ 683 TU 714
Goal Score: EQ 740 TU 740


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