12-03-2012 05:47 PM
Hello, i have only 6 months history
i have a walmart card, wells fargo, capital one and amex gold charge card
I want to apply for a car loan in january, i just got my first fico score this month (you can see them in my signature)
Should i first apply in january for an amex revolver so it could be backdated to january 2012 and make my history look like it's 1 year old ? will that help me? will my history actually become 1 year old ?
Amex Gold Premier rewards ( Charge Card)
Amex Blue cash - $24,900 Wells Fargo - $15,000 Citibank Simplicity - $12,200 Barclays Apple - $13,000 Walmart Mastercard - $6000 Discover It - $5000 Chase Slate - $5700 Capital One - $4250