Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
CL to income question. Who's CL exceeds income

Kinda hard to explain what im looking for in the title actually.  Obviously income plays a major role in determining credit but how big of a role does it actually play?


My case for example my income is 50k (not great but not terrible) and my available credit is around 12k which in my opinion is plenty but I could always use more luv!


Obviously there is going to be a halt in the CLI's in the near future for me but im wondering where is the halt going to be.


Who here has their available credit near or higher than their income?


My goal is to have 25k in available credit and wondering if thats possible due to my income.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club