Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
Re: Chase Freedom??

distantarray wrote:

constantgardener wrote:

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??

well what's not "too high" in your opinion? even 25% can be high for limited history.

his amex added 10 years of history which helps smooth things out. 


as for discover i believe its right after your second statment but i could be wrong. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000