Valued Contributor
Posts: 2,262
Registered: ‎07-23-2012
Re: Chase Freedom??

distantarray wrote:

constantgardener wrote:

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??


well what's not "too high" in your opinion? even 25% can be high for limited history.


his amex added 10 years of history which helps smooth things out. 

 

as for discover i believe its right after your second statment but i could be wrong. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000