Apparently I have missed my FIRST payment!?
12-03-2012 07:58 PM
Got a NY&Co card, wasn't paying attention and didnt get a statement, so just happened to look online. Due date is today! but apparently you can only make payments up until 6PM in order for them to count the same day! Of course it's now almost 11pm.. Tried to call and ask questions but the call center is closed after 9, and in order to make a payment with a rep they charge $15 anyway.... I'm sick To my stomach right now..... Will they report me as late or do they only report when it's 30 days past due?? It's Comenity Bank, if anybody has any experience with them....
WM TransUnion- 686 (4/2013) Credit Sesame Experian- 705 (4/2013) Credit Karma TransUnion- 648 (4/2013) Privacy Matters Experian- 691 (5/2013)
Amex Zync/UNICORN- NPSL/Capital One Rewards Mastercard -$4,000/Capital One Rewards Visa- $3,000/Wal-Mart Discover- $4,200/Bill Me Later- $2,200/JCP- $3,800/Discover IT- $500/Care Credit -$500/Old Navy- $800/New York & Company - $500/Orchard Bank -$300
GOALS: Trim the fat, pay down, and no apps until at least 12/20/13 Last HP: 11/23/2012