Re: store clerk tricked into opening card
12-03-2012 08:08 PM
Well, I noticed that a paper that came with the card says that they can't begin sharing my information until 30 days has passed. Does that mean that I can cancel the card within those 30 days without penalty to my credit score?
Yes indeed! Well, that means they won't report the account to the credit bureau, so it'll be like it never happened, sans the hard pull. You won't be able to get rid of that.
Well that's great then! I know the credit check will still be there (my dumb mistake), but at least the card wont be! Thank you! :-)
No problem! That's the beauty of most creditors. They don't report until after the 1st statement cut
EQ FICO 709 TU FICO 746 Credit Karma (TU) 780 Transrisk 821/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733