Valued Contributor
daybreakgonesXe
Posts: 1,744
Registered: ‎11-17-2012
Re: store clerk tricked into opening card

panda21 wrote:

daybreakgonesXe wrote:

panda21 wrote:

Well, I noticed that a paper that came with the card says that they can't begin sharing my information until 30 days has passed. Does that mean that I can cancel the card within those 30 days without penalty to my credit score? 


Yes indeed! Well, that means they won't report the account to the credit bureau, so it'll be like it never happened, sans the hard pull. You won't be able to get rid of that.


Well that's great then! I know the credit check will still be there (my dumb mistake), but at least the card wont be! Thank you! :-)


No problem! That's the beauty of most creditors. They don't report until after the 1st statement cut :smileyhappy:

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