New Contributor
Posts: 74
Registered: ‎08-23-2010
Re: store clerk tricked into opening card

I'm curious. If OP closes and inquiry stays then won't it look like he was denied credit to creditors pulling his credit later? Since he already took the HP, why would it not be better to accept the account and just SD the card? I know AAofA might be less, but utilization would be lower, right? I' m still new here so just trying to get it all straight in my mind.