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panda21
Posts: 5
Registered: ‎12-03-2012
Re: store clerk tricked into opening card

martinkk wrote:

I'm curious. If OP closes and inquiry stays then won't it look like he was denied credit to creditors pulling his credit later? Since he already took the HP, why would it not be better to accept the account and just SD the card? I know AAofA might be less, but utilization would be lower, right? I' m still new here so just trying to get it all straight in my mind. 


I'm interested in this answer too. I'm a huge novice with this stuff.