Established Contributor
cashnocredit
Posts: 1,025
Registered: ‎07-18-2009
Re: Amex and business use

Ron1 wrote:

cashnocredit wrote:

Ron1 wrote:

Amex doesn't like people using business expense on the personal cards. That's why they have business cards for you to apply.

 

 

Ron.



If Amex didn't want people using their Plats for business I doubt they would be suggesting "adding an employee or business partner."

 

They just don't want you using it to finance a business.


I have seen people get FR and their accounts closed by using business expense on their personal cards. 

 

 

Ron.



No doubt. Amex FR's whenever your spending profile, including AU usage, indicates risk. However, if merely following their suggestions produced frequent FRs it would be extremely counterproductive marketing and they are particularly known for being good at that.

 

I'm not expecting an FR but my usage is consistent with my stated income, and I have little doubt I would easily pass an FR. It would be kinda interesting though.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k