Frequent Contributor
Posts: 464
Registered: ‎10-29-2012
Re: why is it so hard for some to STAY In the Garden??

Like another poster said, it is hard to stay in the garden for many reasons. I was thinking of staying in the graden from october until the end of the month and go for an AMEX and Chase. I decided, what the heck, just pull the trigger and see what happens. I got one, did not get the other. Being on this site is tempting because there are people who have different or similar histories and you see them getting approved for cards that you believe you have no shot for. But some have the patience to stay and slowly their scores start going up. Just remember, your credit will grow with time and patience, and lastly, app for cards that you envision yourself using or needing. Dont apply for cards that you have no use for IMHO. Now it is seriously time for me to garden and stay here for a little while. 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.