Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
Re: What Credit Cards should I pay off?

nicholasyud wrote:

30k in debt man its a lot of interest to paid each months.

You paid totally 300 to 400 each month with a firm 15% APR.

That's crazy god........Please stay in shape and stop abuse those plastic. They worth for their purpose ( save money and rewards)

I hope your finance getting better in a near future.

Yes, so if you pay off the top 4 APR cards (well, most of the fourth) you are saving about $210 in interest, which you should use as an additional payment on the next highest APR card.


Of course, this only works if you don't add new balances to the paid-off cards.   If this is impossible, and the pattern looks bad (a series of nearly maxed out cards) then go to a real credit advice service and see what they can suggest